KENTUCKY — The Federal Emergency Management Agency (FEMA) reports that survivors of Kentucky’s three severe weather events in 2025 have now received more than $100 million in Individual Assistance funds to help cover disaster-related losses and support recovery efforts.
The total assistance from all three federal disaster declarations includes:
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$63.3 million for 7,368 households affected by February storms and floods
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$32.3 million for 3,727 households impacted by April’s severe storms
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$3.3 million for 594 households with losses from May tornadoes
FEMA assistance is available to eligible individuals and households in designated counties to cover basic uninsured needs, including housing repairs, rental assistance, and other disaster-related expenses. The application period for all three disasters has ended, but FEMA continues to assist survivors with questions.
Meanwhile, the U.S. Small Business Administration (SBA) reminds eligible private nonprofit (PNP) organizations in Kentucky of the September 22 deadline to apply for disaster loans to offset losses from physical damage caused by severe storms, straight-line winds, tornadoes, and flooding between April 2 and May 16, 2025.
The disaster declaration covers dozens of counties, including Allen, Anderson, Ballard, Barren, Bracken, Breathitt, Breckinridge, Bullitt, Butler, Caldwell, Calloway, Campbell, Carlisle, Carroll, Carter, Casey, Christian, Clark, Clay, Crittenden, Daviess, Edmonson, Elliott, Estill, Floyd, Franklin, Fulton, Gallatin, Garrard, Graves, Grayson, Green, Greenup, Hancock, Hardin, Harrison, Hart, Henderson, Hickman, Hopkins, Jackson, Jefferson, Jessamine, Johnson, Kenton, LaRue, Lawrence, Lee, Leslie, Lewis, Lincoln, Livingston, Logan, Lyon, Madison, Magoffin, Marion, Marshall, Martin, McCracken, McLean, Meade, Mercer, Metcalfe, Monroe, Morgan, Muhlenberg, Nelson, Nicholas, Ohio, Oldham, Owen, Owsley, Pendleton, Perry, Powell, Rockcastle, Robertson, Simpson, Spencer, Taylor, Todd, Trigg, Trimble, Union, Warren, Washington, Webster, Wolfe, and Woodford.
Eligible non-critical PNP organizations include food kitchens, homeless shelters, museums, libraries, community centers, schools, and colleges. PNPs may borrow up to $2 million to repair or replace damaged or destroyed real estate, machinery, equipment, inventory, and other business assets.
Loans carry a 3.625% interest rate with terms up to 30 years, and interest does not accrue for the first 12 months. Loan amounts and terms are determined by the SBA based on each applicant’s financial condition.
